What is the consequence of not having valid insurance while operating a vehicle?

Operating a vehicle without valid insurance in North Carolina can lead to multiple serious penalties. One key consequence is the suspension of your driver's license. The state's laws mandate that all vehicles must have liability insurance, and driving without it can result in administrative actions against your driving privileges.

Additionally, fines are imposed for driving without insurance, which serves as a financial penalty to discourage this behavior. Points may also be added to your driving record, which can affect insurance rates and lead to further repercussions if you accumulate too many points.

Given these potential outcomes, the combination of both license suspension and fines, along with points on your record, underscores the seriousness with which North Carolina treats the issue of uninsured driving. The option indicating the combination of these penalties correctly reflects the real consequences faced by drivers operating without valid insurance.